Employer / Commercial Insurance
Covered with requirementsWhat you need to qualify
- Age 18 and older
- BMI of 30 or higher
- BMI of 27 or higher with a weight-related condition (T2DM, HTN, and dyslipidemia)
- Prior trial of another GLP-1 medication (Ozempic) for at least 90 days
- Prior trial of phentermine, diethylpropion, topiramate, Qsymia, and Contrave for at least 3 months
- Prescribed by or in consultation with a specialist
- Confirmed MASH diagnosis by FibroScan_VCTE, FibroScan_VCTE, MRE, and liver_biopsy, fibrosis stage F2 to F3
Qualification pathways
You can qualify through any one of these.
Initiation for MASH — standard pathway
All of:
- No personal or family history of MTC or MEN 2
- Diagnosis of metabolic dysfunction-associated steatohepatitis (MASH)
- Hepatology provider consulted and endorsed use
- Age >= 18 years
- Fibrosis stage F2 or F3 confirmed by FibroScan, ultrasound elastography, MRE, or liver biopsy within 1 year OR history of known F2/F3 currently on GLP-1 agonist without F4
- At least one qualifying criterion from group (f) met (see any_of)
- Failed adequate trial of semaglutide (Ozempic) (does not apply to Medicare Part D patients)
- Not taking resmetirom
- None of the following: regular use of MASLD-associated drugs, ALT/AST > 5x ULN from other chronic liver disease etiology, significant alcohol consumption (>=7 drinks/week females or >=14 drinks/week males), active serious disease with life expectancy < 2 years
Plus any one of:
- BMI >= 30 kg/m2 OR (BMI 27-29 kg/m2 with T2DM, hypertension, or hyperlipidemia) AND failed adequate trial (>=3 months) of at least two of: phentermine, diethylpropion, topiramate, Qsymia, Contrave with goal of 7-10% weight loss — OR allergy/intolerance/contraindication to all (not applicable to Medicare Part D patients)
- Failed adequate trial of formal weight loss program (without oral weight loss medication) AND hepatology provider recommends use
- Disease refractory to weight loss of 7-10%
- Currently taking a GLP-1 agonist
New member already taking Wegovy for MASH
All of:
- Patient is using for MASH
- Failed adequate trial of semaglutide (Ozempic) (does not apply to Medicare Part D patients)
Documentation to bring
- Diagnosis documentation of metabolic dysfunction-associated steatohepatitis (MASH)
- Documentation of hepatology provider consultation and endorsement of Wegovy use
- Documentation of patient age >= 18 years
- Fibrosis staging documentation (F2 or F3) by FibroScan, ultrasound elastography, MRE, or liver biopsy within the past 12 months — OR documentation of known F2/F3 history while currently on GLP-1 agonist without F4
- Documentation satisfying at least one group (f) pathway: BMI with prior weight loss drug step therapy, OR failed formal weight loss program with hepatology recommendation, OR disease refractory to 7-10% weight loss, OR documentation of current GLP-1 agonist use
- Documentation of failed adequate trial (>= 3 months) of semaglutide (Ozempic) — or inapplicable for Medicare Part D
- Confirmation patient is not taking resmetirom
- Confirmation of no regular use of MASLD-associated drugs
- ALT/AST lab results to confirm not > 5x ULN from other chronic liver disease etiology
- Alcohol consumption history confirming < 7 drinks/week (females) or < 14 drinks/week (males)
- Confirmation of no active serious disease with life expectancy < 2 years
- Confirmation of no personal or family history of MTC or MEN 2
Approval and renewal
- Initial approval: 12 months
- Renewal: every 12 months
- To renew, the plan looks for Continuation requires: (1) no progression to fibrosis F4/cirrhosis; (2) no disease progression (increased fibrosis) after >= 18 months on semaglutide without further hepatology consultation; (3) no regular use of MASLD-associated drugs; (4) adherence to medication, diet, lifestyle, alcohol abstinence, and follow-up labs; (5) no active serious disease with life expectancy < 2 years; AND updated fibrosis staging by FibroScan, ultrasound elastography, MRE, or liver biopsy AND hepatology provider follow-up within 2 years after semaglutide initiation.
Not covered when
- Fibrosis stage F4 (cirrhosis) — unless currently on GLP-1 agonist with known prior F2/F3 and no current F4
- Currently taking resmetirom
- Regular use of drugs associated with MASLD
- ALT/AST > 5x ULN likely from other etiology of chronic liver disease
- Significant alcohol consumption (>= 7 drinks/week females or >= 14 drinks/week males)
- Active serious medical disease with likely life expectancy < 2 years
Policy note: Non-formulary; covered for 12 months per approval cycle. The Ozempic prior trial requirement and the non-Medicare Part D BMI/step-therapy pathway in criterion (f) do NOT apply to Medicare Part D patients. Alcohol limits are specified in drinks per week: 7 for females and 14 for males (approximately 98g/week and 196g/week respectively at ~14g/drink — exact gram values not stated in document). Continuation requires updated fibrosis staging AND hepatology follow-up within 2 years of semaglutide initiation. Specialist (hepatology) is required at both initiation and continuation. Continuation criteria do not re-check the Ozempic prior trial requirement or BMI/step-therapy pathways.
Policy effective February 5, 2026 · verified June 5, 2026 · source: kp-criteria-wegovy-nw-en-commercial.pdf