Regence

Does Regence cover Wegovy?

Quick answer · Weight Loss

Regence covers it only when the plan's benefit includes it on Employer / Commercial Insurance and ACA Marketplace.

  • Employer / Commercial Insurance: Depends on your plan's benefit. Coverage requires that the member benefit contract allows for coverage of medications for weight loss in obesity/overweight; weight loss must NOT be excluded from the pharmacy benefit
  • ACA Marketplace: Depends on your plan's benefit. Coverage requires that the member benefit contract allows for coverage of medications for weight loss in obesity/overweight. Not coverable when the member benefit contract excludes obesity/overweight treatments.

Last verified July 16, 2026. Policy effective July 15, 2026. Source: dru787reg.pdf. How we verify this data →

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Wegovy for Weight Loss

What Regence requires, by plan type. Open this indication on its own page →

Employer / Commercial Insurance

Depends on your plan's benefit

Coverage requires that the member benefit contract allows for coverage of medications for weight loss in obesity/overweight; weight loss must NOT be excluded from the pharmacy benefit

What you need to qualify

  • Age 12 and older
  • BMI of 30 or higher
  • BMI of 27 or higher with a weight-related condition (HTN, dyslipidemia, T2DM, pre-diabetes, insulin_resistance, OSA, CVD, and symptomatic_arthritis_lower_extremities)
  • BMI at or above the 95th percentile for age and sex
  • 6 months of a documented diet and exercise program

Qualification pathways

You can qualify through any one of these.

Adults with obesity

All of:

  • Member benefit contract allows coverage of medications for weight loss in obesity/overweight
  • Age >= 18 years
  • BMI >= 30 kg/m2
  • Attestation medication will be used with lifestyle modification

Adults with overweight and comorbidity

All of:

  • Member benefit contract allows coverage of medications for weight loss in obesity/overweight
  • Age >= 18 years
  • BMI >= 27 kg/m2
  • Attestation medication will be used with lifestyle modification

Plus any one of:

  • Hypertension
  • Dyslipidemia
  • Type 2 diabetes mellitus
  • Pre-diabetes
  • Insulin resistance
  • Obstructive sleep apnea
  • Cardiovascular disease
  • Symptomatic arthritis of lower extremities

Pediatrics (12-17 years) with obesity

All of:

  • Member benefit contract allows coverage of medications for weight loss in obesity/overweight
  • Age 12 through 17 years
  • BMI >= 95th percentile standardized for age and sex
  • Attestation medication will be used with lifestyle modification

Continuation of therapy - established on therapy prior to current health plan membership

All of:

  • Patient was established on therapy prior to current health plan membership
  • Documentation that medication was covered by another health plan
  • Clinical benefit such as disease stability
  • Member benefit contract allows coverage of medications for weight loss in obesity/overweight

Documentation to bring

  • Clinical documentation (e.g., chart notes) confirming BMI >= 30 kg/m2 (adults with obesity) OR BMI >= 27 kg/m2 with at least one weight-related comorbid condition (adults overweight) OR BMI >= 95th percentile for age and sex (pediatrics 12-17)
  • Attestation that medication will be used concomitantly with lifestyle modification
  • For continuation: attestation of >= 5% body weight reduction from pretreatment baseline OR documentation that dose is currently being titrated upwards (adults); BMI reduction OR titration upward documentation (pediatrics)

Quantity limits

  • all strengths - injection — 4 pens per 28 days
  • all strengths - tablet — 30 tablets per 30 days

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • To renew, the plan looks for at least 5% weight loss from the starting weight and Adults (>=18 years): >= 5% body weight reduction from pretreatment baseline OR dose currently being titrated upwards. Pediatrics (12-17 years): reduction from pretreatment baseline BMI OR dose currently being titrated upwards. Attestation required that medication continues to be used with lifestyle modification. Benefit contract coverage eligibility re-verified at each renewal. Make sure your starting weight and date are in the chart now — renewal is measured against it.

Not covered when

  • Co-administration with other weight loss medications (Contrave, Qsymia, or other GLP-1 agents in this policy) considered investigational
  • Used for type 2 diabetes without obesity or overweight — considered not medically necessary
  • Diabetic ketoacidosis (DKA)
  • Type 1 diabetes

Policy note: Policy dru787.5 covers only GLP-1 formulations NOT specifically approved for diabetes. Wegovy tablets (oral semaglutide) authorized at parity with Wegovy injection. Wegovy HD (semaglutide) added 6/4/2026 at parity. Coverage for weight loss is explicitly gated on member benefit contract allowing coverage for weight loss medications. Pediatric use (12-17 years) is explicitly allowed for Wegovy. T2DM patients without obesity/overweight are excluded. Policy does not apply to Mounjaro or Ozempic (covered under separate policy dru750). BMI percentile threshold of 95th percentile applies to pediatric patients aged 12-17 years.

Policy effective July 15, 2026 · verified July 16, 2026 · source: dru787reg.pdf

ACA Marketplace

Depends on your plan's benefit

Coverage requires that the member benefit contract allows for coverage of medications for weight loss in obesity/overweight. Not coverable when the member benefit contract excludes obesity/overweight treatments.

What you need to qualify

  • Age 12 and older
  • BMI of 30 or higher
  • BMI of 27 or higher with a weight-related condition (HTN, dyslipidemia, T2DM, pre-diabetes, insulin_resistance, OSA, CVD, and symptomatic_arthritis_lower_extremities)
  • BMI at or above the 95th percentile for age and sex
  • 6 months of a documented diet and exercise program

Qualification pathways

You can qualify through any one of these.

Adult obesity (>=18 years)

All of:

  • Member benefit contract allows coverage of medications for weight loss in obesity/overweight
  • Age >= 18 years
  • BMI >= 30 kg/m2
  • Attestation that medication will be used with lifestyle modification (dietary/caloric restriction, exercise, weight management program, nutritional counseling, behavioral therapy)

Adult overweight with comorbidity (>=18 years)

All of:

  • Member benefit contract allows coverage of medications for weight loss in obesity/overweight
  • Age >= 18 years
  • BMI >= 27 kg/m2
  • Attestation that medication will be used with lifestyle modification

Plus any one of:

  • Hypertension
  • Dyslipidemia
  • Type 2 diabetes mellitus (T2DM)
  • Pre-diabetes
  • Insulin resistance
  • Obstructive sleep apnea (OSA)
  • Cardiovascular disease (CVD)
  • Symptomatic arthritis of lower extremities

Pediatric obesity (12-17 years) - Wegovy

All of:

  • Member benefit contract allows coverage of medications for weight loss in obesity/overweight
  • Age 12 through 17 years
  • BMI >= 95th percentile standardized for age and sex
  • Attestation that medication will be used with lifestyle modification

Documentation to bring

  • Clinical documentation (such as chart notes) confirming BMI >= 30 kg/m2 (obesity) OR BMI >= 27 kg/m2 with at least one weight-related comorbid condition
  • For pediatric patients: BMI >= 95th percentile standardized for age and sex (Wegovy)
  • Attestation that medication will be used with lifestyle modification (dietary/caloric restriction, exercise, weight management program, nutritional counseling, behavioral therapy)
  • Verification that member benefit contract allows coverage of medications for weight loss in obesity/overweight

Quantity limits

  • all strengths - injection — 4 pens/28 days
  • all strengths - tablet — 30 tablets/30 days

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • To renew, the plan looks for at least 5% weight loss from the starting weight and Adults (>=18 years): >= 5% body weight reduction from pretreatment baseline OR dose currently being titrated upwards. Pediatrics (12-17 years): reduction from pretreatment baseline BMI OR dose currently being titrated upwards. Member benefit contract must continue to allow coverage for weight loss in obesity/overweight. Attestation required that medication will continue to be used with lifestyle modification. Make sure your starting weight and date are in the chart now — renewal is measured against it.

Not covered when

  • Co-administration with other medications for obesity or overweight (including Contrave, Qsymia) is considered investigational and not covered
  • Use for type 2 diabetes without obesity or overweight is considered not medically necessary
  • Central or mixed sleep apnea
  • Cheyne-Stokes respiration
  • OSA with major craniofacial abnormalities
  • Type 1 diabetes

Policy note: Policy dru787 covers non-diabetic indications only. Mounjaro and Ozempic are addressed in a separate policy (dru750). Only Wegovy (semaglutide) and liraglutide generic/Saxenda are coverable for obesity in pediatrics (ages 12-17). Coverage for obesity/overweight indications is contingent on member benefit contract language allowing such coverage. Samples, coupons, promotions, or cash-pay prescriptions do not establish medical necessity. Continuation of therapy for patients established on therapy prior to current health plan membership requires: documentation that medication was covered by prior health plan, evidence of clinical benefit (disease stability), and confirmation that benefit contract allows coverage.

Policy effective March 15, 2026 · verified June 3, 2026 · source: dru787reg.pdf

Wegovy for Heart Disease Risk Reduction

What Regence requires, by plan type. Open this indication on its own page →

Employer / Commercial Insurance

Covered with requirements

What you need to qualify

  • BMI of 27 or higher
  • 6 months of a documented diet and exercise program
  • Established cardiovascular disease (MI, stroke, and PAD)
  • On guideline-directed medical therapy (blood_pressure_lowering_agents and cholesterol_lowering_agents)
  • Not being used to treat type 1 diabetes

Qualification pathways

You can qualify through any one of these.

MACE secondary prevention

All of:

  • BMI >= 27 kg/m2
  • No diagnosis of type 2 diabetes mellitus (T2DM excluded per SELECT trial population)
  • Attestation that patient will use optimized pharmacotherapy (blood pressure and cholesterol lowering agents) for established cardiovascular disease in combination with requested agent
  • Attestation medication will be used with lifestyle modification
  • Clinical documentation (e.g., chart notes) confirming all criteria

Plus any one of:

  • Myocardial infarction
  • Stroke
  • Symptomatic peripheral artery disease as evidenced by intermittent claudication with ankle-brachial index < 0.85 at rest, peripheral arterial revascularization procedure, or amputation due to atherosclerotic disease

Documentation to bring

  • Clinical documentation (e.g., chart notes) confirming diagnosis of cardiovascular disease — at least one of: prior MI, prior stroke, or symptomatic PAD (intermittent claudication with ABI < 0.85 at rest, peripheral arterial revascularization procedure, or amputation due to atherosclerotic disease)
  • Documentation of BMI >= 27 kg/m2
  • Attestation that patient does NOT have type 2 diabetes mellitus
  • Attestation that patient will use optimized pharmacotherapy (blood pressure and cholesterol lowering agents) for established CVD in combination with requested agent
  • Attestation that medication will be used with lifestyle modification
  • For continuation: attestation that patient continues to use optimized pharmacotherapy for established CVD

Quantity limits

  • all strengths - injection — 4 pens per 28 days
  • all strengths - tablet — 30 tablets per 30 days

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • To renew, the plan looks for Attestation that the patient will continue to use optimized pharmacotherapy (such as blood pressure and cholesterol lowering agents) for established cardiovascular disease in combination with the requested agent. T2DM exclusion and GDMT attestation requirement are re-verified at continuation.

Not covered when

  • Type 2 diabetes mellitus (patients with T2DM were excluded from SELECT trial; Ozempic noted as lower-cost alternative for T2DM patients)
  • NYHA class IV heart failure
  • Primary prevention (no established CVD) — efficacy unknown
  • Co-administration with other weight loss medications considered investigational
  • Diabetic ketoacidosis (DKA)
  • Type 1 diabetes

Policy note: Indication is MACE secondary prevention only. GDMT attestation is required at both initial and continuation (optimized pharmacotherapy such as blood pressure and cholesterol lowering agents). T2DM is excluded from this indication based on SELECT trial design; the document explicitly notes Ozempic as a lower-cost alternative for T2DM patients. Coverage for MACE prevention is NOT subject to weight loss benefit contract language restriction — it qualifies under standard coverage without the obesity benefit rider requirement. No ABI cutoff is stated in the policy for PAD beyond < 0.85 for intermittent claudication.

Policy effective July 15, 2026 · verified July 16, 2026 · source: dru787reg.pdf

ACA Marketplace

Covered with requirements

What you need to qualify

  • BMI of 27 or higher
  • 6 months of a documented diet and exercise program
  • Established cardiovascular disease (MI, stroke, and PAD)
  • On guideline-directed medical therapy (blood_pressure_lowering_agents and cholesterol_lowering_agents)
  • Not being used to treat type 1 diabetes

Qualification pathways

You can qualify through any one of these.

MACE secondary prevention

All of:

  • Clinical documentation (such as chart notes) confirming established cardiovascular disease
  • BMI >= 27 kg/m2
  • Attestation that patient will use optimized pharmacotherapy (such as blood pressure and cholesterol lowering agents) for established cardiovascular disease in combination with Wegovy
  • Attestation that medication will be used with lifestyle modification
  • Patient does NOT have type 2 diabetes (T2DM excluded per SELECT trial)

Plus any one of:

  • Prior myocardial infarction
  • Prior stroke
  • Symptomatic peripheral artery disease as evidenced by intermittent claudication with ankle-brachial index < 0.85 at rest, peripheral arterial revascularization procedure, or amputation due to atherosclerotic disease

Documentation to bring

  • Clinical documentation (such as chart notes) confirming established cardiovascular disease (prior MI, stroke, or symptomatic PAD)
  • For symptomatic PAD: evidence of intermittent claudication with ABI < 0.85 at rest, peripheral arterial revascularization procedure, or amputation due to atherosclerotic disease
  • Documentation of BMI >= 27 kg/m2
  • Attestation that patient will use optimized pharmacotherapy (blood pressure and cholesterol lowering agents) for established CVD in combination with Wegovy
  • Attestation that medication will be used with lifestyle modification

Quantity limits

  • all strengths - injection — 4 pens/28 days
  • all strengths - tablet — 30 tablets/30 days

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • To renew, the plan looks for Attestation that the patient will continue to use optimized pharmacotherapy (such as blood pressure and cholesterol lowering agents) for established cardiovascular disease in combination with Wegovy. BMI, CVD diagnosis, and T2DM exclusion are not explicitly re-verified at continuation.

Not covered when

  • Type 2 diabetes (T2DM) — patients with T2DM were excluded from the SELECT trial; policy notes Ozempic as a lower-cost option for T2DM patients needing MACE risk reduction
  • NYHA class IV heart failure
  • Co-administration with other medications for obesity or overweight (Contrave, Qsymia) is considered investigational
  • Type 1 diabetes

Policy note: This indication is for secondary prevention of MACE only (not primary prevention). The policy notes that efficacy/safety for primary prevention is unknown. Standard of care for CVD (blood pressure lowering agents, cholesterol lowering agents) must be used in combination. The policy references AHA/ACC guidelines recommending antiplatelets/anticoagulants, beta blockers, and ACE inhibitors/ARBs for secondary prevention, and statins as first-line lipid therapy. Coverage for this indication does NOT appear to require the weight loss benefit rider, unlike the obesity/overweight indication.

Policy effective March 15, 2026 · verified June 3, 2026 · source: dru787reg.pdf

Wegovy for Liver Disease (MASH)

What Regence requires, by plan type. Open this indication on its own page →

Employer / Commercial Insurance

Covered with requirements

What you need to qualify

  • 6 months of a documented diet and exercise program
  • Prescribed by or in consultation with a specialist
  • Confirmed MASH diagnosis by liver_biopsy, FibroScan_VCTE, ELF_test, and MRE, fibrosis stage F2 to F3

Qualification pathways

You can qualify through any one of these.

Noncirrhotic MASH with F2 or F3 fibrosis

All of:

  • Diagnosis of MASH (noncirrhotic metabolic dysfunction-associated steatohepatitis / NASH) established by or in consultation with a gastroenterologist or hepatologist
  • Fibrosis stage F2 or F3 confirmed by one of the accepted methods (liver biopsy, VCTE, ELF score, or MRE)
  • Attestation medication will be used with lifestyle modification

Documentation to bring

  • Clinical documentation (e.g., chart notes) confirming diagnosis of MASH established by or in consultation with a gastroenterologist or hepatologist
  • Documentation of Stage F2 or F3 fibrosis confirmed by one of: liver biopsy, vibration-controlled transient elastography (VCTE), Enhanced Liver Fibrosis (ELF) score, or magnetic resonance elastography (MRE)
  • Attestation that medication will be used with lifestyle modification
  • For continuation: attestation of clinical benefit such as stability or improvement of liver fibrosis stage relative to baseline

Quantity limits

  • all strengths - injection — 4 pens per 28 days
  • all strengths - tablet — 30 tablets per 30 days

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • To renew, the plan looks for Attestation that the medication is providing clinical benefit, such as stability or improvement of liver fibrosis stage relative to baseline.

Not covered when

  • Cirrhotic MASH (policy specifies noncirrhotic only)
  • Co-administration with other weight loss medications considered investigational
  • Diabetic ketoacidosis (DKA)
  • Type 1 diabetes

Policy note: MASH indication is NOT subject to the weight loss benefit contract language restriction — it qualifies under standard coverage without the obesity benefit rider requirement. Prior to 6/4/2026 revision, there was a requirement for prior failure to achieve weight loss goals with diet and exercise; this has been removed. Specialist (gastroenterologist or hepatologist) diagnosis or consultation is explicitly required. No lookback periods specified for confirmatory testing. Wegovy HD added at parity 6/4/2026. BMI >= 27 kg/m2 was observed in the ESSENCE trial population but is not listed as a policy coverage criterion.

Policy effective July 15, 2026 · verified July 16, 2026 · source: dru787reg.pdf

ACA Marketplace

Covered with requirements

What you need to qualify

  • Prescribed by or in consultation with a specialist
  • Confirmed MASH diagnosis by liver_biopsy, FIB-4, FibroScan_VCTE, ELF_test, and MRE, fibrosis stage F2 to F3

Qualification pathways

You can qualify through any one of these.

Noncirrhotic MASH with F2-F3 fibrosis

All of:

  • Diagnosis of noncirrhotic metabolic dysfunction-associated steatohepatitis (MASH/NASH) established by or in consultation with a gastroenterologist or hepatologist
  • Stage F2 or F3 fibrosis confirmed by liver biopsy OR at least two of the following non-biopsy methods: FIB-4 score consistent with F2 or F3 fibrosis adjusted for age, Vibration-controlled transient elastography (VCTE), Enhanced liver fibrosis (ELF) score, Magnetic resonance elastography (MRE)
  • Attestation of failure to achieve weight-loss goals with diet and exercise
  • Attestation that medication will be used with lifestyle modification

Documentation to bring

  • Clinical documentation (such as chart notes) of MASH/NASH diagnosis established by or in consultation with a gastroenterologist or hepatologist
  • Documentation confirming noncirrhotic status
  • Fibrosis staging confirmation: liver biopsy showing F2 or F3 fibrosis OR at least two of the following: FIB-4 score consistent with F2/F3 adjusted for age, VCTE result, ELF score, MRE result
  • Attestation of failure to achieve weight-loss goals with diet and exercise

Quantity limits

  • all strengths - injection — 4 pens/28 days
  • all strengths - tablet — 30 tablets/30 days

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • To renew, the plan looks for Attestation that the medication is providing clinical benefit, such as stability or improvement of liver fibrosis stage relative to baseline.

Not covered when

  • Cirrhotic MASH (policy specifies noncirrhotic only)
  • Co-administration with other medications for obesity or overweight (Contrave, Qsymia) is considered investigational

Policy note: MASH criteria were added to this policy effective 1/22/2026. The MASH indication does not appear to require the weight loss benefit rider. Fibrosis must be Stage F2 or F3 (not F1 or F4/cirrhotic). When biopsy is not used, at least TWO of the four non-biopsy tests must confirm F2/F3 fibrosis. The SELECT trial (BMI >=27 kg/m2) informs the MASH evidence base, but no explicit BMI threshold is stated in the MASH coverage criteria. Policy notes AASLD guidelines endorse weight-loss and comorbidity management for MASH.

Policy effective March 15, 2026 · verified June 3, 2026 · source: dru787reg.pdf

Why Wegovy requests get denied by Regence

Based on what this policy asks for. Fix these before the first submission.

  1. Your specific plan doesn't include the weight loss benefit. Coverage here is conditional on the benefit design (often an optional employer add-on), so confirm it before submitting.
  2. Wrong brand for the diagnosis. Wegovy and Ozempic are the same molecule with different approved uses; a request for Wegovy under a diagnosis that matches Ozempic is routinely denied.
  3. BMI not documented in the chart notes (or documented without a baseline weight and date).
  4. Qualifying weight-related condition not documented with its own diagnosis code.
  5. No documented diet and exercise program.
  6. Prescriber isn't the specialist the plan requires.
  7. Baseline weight wasn't recorded at the start, so the required weight loss can't be shown at renewal.

If weight loss isn't covered on your plan

Regence has separate Wegovy policies that don't depend on the weight loss benefit:

Wegovy is also sold directly by Novo Nordisk without insurance through NovoCare.

Frequently asked questions

Does Regence cover Wegovy?
Regence covers it only when the plan's benefit includes it on Employer / Commercial Insurance and ACA Marketplace.
What BMI do you need for Wegovy under Regence?
For weight loss on Employer / Commercial Insurance plans, Regence requires a BMI of 30 or higher, or 27 or higher with a qualifying weight-related condition. Other plan types may differ — see each plan type below.
How long does a Wegovy approval last with Regence?
Initial approvals last 12 months, and renewals are granted in 12-month periods.
What does Regence require to renew Wegovy?
At least 5% weight loss from the starting weight and Adults (>=18 years): >= 5% body weight reduction from pretreatment baseline OR dose currently being titrated upwards. Pediatrics (12-17 years): reduction from pretreatment baseline BMI OR dose currently being titrated upwards. Attestation required that medication continues to be used with lifestyle modification. Benefit contract coverage eligibility re-verified at each renewal.
What if my plan excludes weight loss medications?
Regence has separate Wegovy policies for heart disease risk reduction and liver disease (mash), which are covered on some plan types and don't depend on the weight-loss benefit. Wegovy is also available for cash through NovoCare.
How current is this information?
This page reflects Regence's written policy as of July 15, 2026, last verified against the source document on July 16, 2026.

Other medications under Regence

Wegovy coverage under other plans

All insurance plans · All medications

This page summarizes Regence's written prior-authorization policy. It is not a guarantee of coverage; plans vary by employer and benefit design. Verify with your plan before relying on it.