Employer / Commercial Insurance
Covered with requirementsWhat you need to qualify
- Age 18 and older
- 6 months of a documented diet and exercise program
- Prescribed by or in consultation with a specialist
- Confirmed MASH diagnosis by liver_biopsy, FibroScan_VCTE, and ELF_test, fibrosis stage F2 to F3
Qualification pathways
You can qualify through any one of these.
MASH — Initial Approval
All of:
- Age >= 18 years
- Diagnosis of noncirrhotic MASH/NASH
- Therapy prescribed by or in consultation with a hepatologist, gastroenterologist, or endocrinologist
- Patient is enrolled in or has completed a lifestyle intervention (dietary, exercise, psychology)
- Biopsy or non-invasive test (elastography or ELF testing) within the past 12 months demonstrating liver fibrosis stage 2 or 3
- No concurrent use of Rezdiffra (resmetirom), another GLP-1 receptor agonist, or GLP-1/GIP receptor agonist
Documentation to bring
- Documentation of age >= 18 years
- Diagnosis of noncirrhotic MASH/NASH
- Prescriber attestation or consultation note from hepatologist, gastroenterologist, or endocrinologist
- Documentation of enrollment in or completion of a lifestyle intervention program (dietary, exercise, or psychology-based)
- Liver biopsy or non-invasive test result (elastography/FibroScan or ELF blood test) within the past 12 months demonstrating fibrosis stage F2 or F3
- Confirmation of no concurrent use of Rezdiffra (resmetirom), GLP-1 receptor agonist, or GLP-1/GIP receptor agonist
Approval and renewal
- To renew, the plan looks for Renewal requires: (1) disease is stable or improved from baseline; (2) no concurrent use of Rezdiffra, GLP-1 agonist, or GLP-1/GIP agonist; (3) biopsy or non-invasive test (elastography or ELF) demonstrating fibrosis stage 2 or 3 — note the renewal fibrosis test does NOT specify a 12-month lookback (only the initial criteria do). Specialist prescribing/consultation and lifestyle program enrollment are NOT re-verified at renewal.
Not covered when
- Cirrhotic liver disease (noncirrhotic MASH/NASH only)
- Concurrent use of Rezdiffra (resmetirom)
- Concurrent use of another GLP-1 receptor agonist or GLP-1/GIP receptor agonist (tirzepatide products)
Policy note: Fibrosis must be stage 2 or 3 (F2–F3). The policy explicitly requires 'noncirrhotic' MASH/NASH, excluding cirrhotic patients. At renewal, the 12-month lookback on the fibrosis test is not explicitly re-stated; renewal only requires evidence of fibrosis stage 2 or 3 without a specified timeframe. The mash_confirmation_methods list is inferred from the document's examples: 'elastography' maps to FibroScan_VCTE and 'Enhanced Liver Fibrosis [ELF] testing' maps to ELF_test; liver biopsy is also explicitly listed.
Policy effective June 1, 2026 · verified June 5, 2026 · source: Standard-Commercial-Guidelines-6-1-26-EXCERPTED.pdf