ACA Marketplace
Covered with requirementsWhat you need to qualify
- Age 18 and older
- Diagnosis documented with a code
Qualification pathways
You can qualify through any one of these.
T2DM with CKD — Ozempic injection only (step therapy bypassed)
All of:
- Diagnosis of type 2 diabetes mellitus
- Age >= 18 years
- Diagnosis of chronic kidney disease
- Request is for Ozempic injection (the only GLP-1 with FDA-approved CKD indication)
- Failure of >= 3 consecutive months of SGLT2 inhibitor or SGLT2-containing product unless clinically significant adverse effects or all contraindicated
- Not prescribed concurrently with another GLP-1 receptor agonist or DPP-4 inhibitor
- Dose does not exceed FDA-approved maximum (2 mg/week)
- Step therapy through liraglutide (Victoza) and Trulicity is BYPASSED for Ozempic injection in members with CKD
Documentation to bring
- Office chart notes or clinical documentation of type 2 diabetes mellitus diagnosis
- Documentation of chronic kidney disease diagnosis
- Documentation of failure or contraindication/adverse effects for SGLT2 inhibitor trial >= 3 months
- Confirmation of no concurrent GLP-1 receptor agonist or DPP-4 inhibitor use
- Ozempic injection specified (not Ozempic tablets) — only injection has FDA-approved CKD indication
Approval and renewal
- Initial approval: 12 months
- Renewal: every 12 months
- To renew, the plan looks for Member is responding positively to therapy. No concurrent use with another GLP-1 or DPP-4 inhibitor.
Not covered when
- Concurrent use with another GLP-1 receptor agonist
- Concurrent use with a DPP-4 inhibitor
- Dose exceeding FDA-approved maximum recommended dose
- Type 1 diabetes
Policy note: Ozempic injection is the ONLY GLP-1 receptor agonist with an FDA-approved indication for CKD (to reduce risk of sustained eGFR decline, ESKD, and CV death in adults with T2DM and CKD). When requesting Ozempic injection for CKD, the step therapy requirement through liraglutide (Victoza) and Trulicity is explicitly bypassed per criterion I.A.4.d. Dosing for CKD patients: increase to maintenance dose of 1 mg once weekly after at least 4 weeks on 0.5 mg.
Policy effective February 26, 2026 · verified June 2, 2026 · source: CP.PMN.183.pdf