Applies to Employer plans.
Depends on your plan's benefitCoverage requires that the member benefit contract allows for coverage of medications for weight loss in obesity/overweight; weight loss must NOT be excluded from the pharmacy benefit
Qualification pathways
You can qualify through any one of these.
Adults with obesity
All of:
- Member benefit contract allows coverage of medications for weight loss in obesity/overweight
- Age ≥ 18 years
- BMI ≥ 30 kg/m2
- Attestation medication will be used with lifestyle modification
Adults with overweight and comorbidity
All of:
- Member benefit contract allows coverage of medications for weight loss in obesity/overweight
- Age ≥ 18 years
- BMI ≥ 27 kg/m2
- Attestation medication will be used with lifestyle modification
Plus any one of:
- Hypertension
- Dyslipidemia
- Type 2 diabetes mellitus
- Pre-diabetes
- Insulin resistance
- Obstructive sleep apnea
- Cardiovascular disease
- Symptomatic arthritis of lower extremities
Pediatrics (12-17 years) with obesity
All of:
- Member benefit contract allows coverage of medications for weight loss in obesity/overweight
- Age 12 through 17 years
- BMI ≥ 95th percentile standardized for age and sex
- Attestation medication will be used with lifestyle modification
Continuation of therapy - established on therapy prior to current health plan membership
All of:
- Patient was established on therapy prior to current health plan membership
- Documentation that medication was covered by another health plan
- Clinical benefit such as disease stability
- Member benefit contract allows coverage of medications for weight loss in obesity/overweight
Documentation to bring
- Clinical documentation (e.g., chart notes) confirming BMI ≥ 30 kg/m2 (adults with obesity) OR BMI ≥ 27 kg/m2 with at least one weight-related comorbid condition (adults overweight) OR BMI ≥ 95th percentile for age and sex (pediatrics 12-17)
- Attestation that medication will be used concomitantly with lifestyle modification
- For continuation: attestation of ≥ 5% body weight reduction from pretreatment baseline OR documentation that dose is currently being titrated upwards (adults); BMI reduction OR titration upward documentation (pediatrics)
Quantity limits
- all strengths - injection — 4 pens per 28 days
- all strengths - tablet — 30 tablets per 30 days
Approval and renewal
- Initial approval: 12 months
- Renewal: every 12 months
- Renewal: Adults (≥18 years): ≥ 5% body weight reduction from pretreatment baseline OR dose currently being titrated upwards. Pediatrics (12-17 years): reduction from pretreatment baseline BMI OR dose currently being titrated upwards. Attestation required that medication continues to be used with lifestyle modification. Benefit contract coverage eligibility re-verified at each renewal.
Not covered when
- Co-administration with other weight loss medications (Contrave, Qsymia, or other GLP-1 agents in this policy) considered investigational
- Used for type 2 diabetes without obesity or overweight — considered not medically necessary
- Diabetic ketoacidosis (DKA)
- Type 1 diabetes
Policy note: Policy dru787.5 covers only GLP-1 formulations NOT specifically approved for diabetes. Wegovy tablets (oral semaglutide) authorized at parity with Wegovy injection. Wegovy HD (semaglutide) added 6/4/2026 at parity. Coverage for weight loss is explicitly gated on member benefit contract allowing coverage for weight loss medications. Pediatric use (12-17 years) is explicitly allowed for Wegovy. T2DM patients without obesity/overweight are excluded. Policy does not apply to Mounjaro or Ozempic (covered under separate policy dru750). BMI percentile threshold of 95th percentile applies to pediatric patients aged 12-17 years.
Policy effective July 15, 2026 · verified July 16, 2026 · source: Dru787reg · View policy document (PDF)