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Oscar Health

Does Oscar Health cover Ozempic for Type 2 Diabetes?

Yes. Oscar Health covers Ozempic for type 2 diabetes with prior authorization. Other policy requirements and your plan's benefits also apply.

Policy document

  • Oscar Health Employer / Commercial Insurance prior authorization policy

    Oscar Health · PA policy · Employer

  • Employer: Covered with requirements. See the qualification pathways below.

Earliest policy review April 1, 2026. How we verify · Check your exact plan

Full requirements: Ozempic for Type 2 Diabetes (1 plan type)

Applies to Employer plans.

Covered with requirements

Qualification pathways

You can qualify through any one of these.

Initial Approval - Metformin Trial/Failure

All of:

  • Member is 18 years of age or older
  • Diagnosis of type 2 diabetes mellitus confirmed by at least one of: fasting glucose >126 mg/dL, 2-hour glucose tolerance test >200 mg/dL, HbA1c ≥6.5%, or symptoms of hyperglycemia plus random plasma glucose ≥200 mg/dL (abnormal results confirmed on second occasion unless unequivocal)
  • Unable to use OR has adequately tried and failed metformin at minimum dose of 1500 mg daily for 90 days

Initial Approval - Combination Therapy with High A1C

All of:

  • Member is 18 years of age or older
  • Diagnosis of type 2 diabetes mellitus confirmed by at least one of: fasting glucose >126 mg/dL, 2-hour glucose tolerance test >200 mg/dL, HbA1c ≥6.5%, or symptoms of hyperglycemia plus random plasma glucose ≥200 mg/dL (abnormal results confirmed on second occasion unless unequivocal)
  • Requires combination therapy
  • A1C ≥ 7.5%

Initial Approval - Established Cardiovascular Disease

All of:

  • Member is 18 years of age or older
  • Diagnosis of type 2 diabetes mellitus confirmed by at least one of: fasting glucose >126 mg/dL, 2-hour glucose tolerance test >200 mg/dL, HbA1c ≥6.5%, or symptoms of hyperglycemia plus random plasma glucose ≥200 mg/dL (abnormal results confirmed on second occasion unless unequivocal)
  • Has established cardiovascular disease

Continuation - A1C Improvement

All of:

  • Member has been receiving Ozempic for at least 3 months
  • Has demonstrated a reduction in A1C since starting therapy

Continuation - Established Cardiovascular Disease

All of:

  • Member has been receiving Ozempic for at least 3 months
  • Has established cardiovascular disease

Documentation to bring

  • Documentation confirming type 2 diabetes diagnosis (fasting glucose >126 mg/dL, 2-hour GTT >200 mg/dL, HbA1c ≥6.5%, or symptoms plus random plasma glucose ≥200 mg/dL; confirmed on second occasion unless unequivocal)
  • Documentation of metformin trial at minimum 1500 mg/day for 90 days with inadequate response, OR documentation of metformin intolerance/contraindication, OR documentation of combination therapy need with A1C ≥7.5%, OR documentation of established cardiovascular disease
  • For continuation: documentation of A1C reduction since starting therapy, OR documentation of established cardiovascular disease

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • Renewal: Improvement in A1C.
  • Renewal: Member has been receiving the requested drug for at least 3 months AND has demonstrated a reduction in A1C since starting therapy; OR has established cardiovascular disease. CVD pathway does not require A1C re-verification at continuation.

Not covered when

  • Pancreatitis history (consider other antidiabetic therapies)
  • Type 1 diabetes

Policy note: Policy also requires that members either be unable to use or have tried and failed preferred formulary medications first (non-formulary requests subject to PG069). Ozempic is listed under FDA-approved indications for both T2DM glycemic control and CV risk reduction in adults with T2DM and established CVD, but this guideline covers only antidiabetic use; Wegovy is handled under a separate weight loss agents guideline (PG070). No quantity limits specified in this document.

source: Oscar Health Employer / Commercial Insurance prior authorization policy · View policy document (PDF)

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Questions people ask
Does Oscar Health cover Ozempic?
Yes. Oscar Health covers Ozempic for type 2 diabetes with prior authorization. Other policy requirements and your plan's benefits also apply.
How long does a Ozempic approval last with Oscar Health?
Type 2 Diabetes — Applies to Employer plans. Initial approval: 12 months. Renewal: every 12 months.
What does Oscar Health require to renew Ozempic?
Type 2 Diabetes — Applies to Employer plans. Improvement in A1C. Member has been receiving the requested drug for at least 3 months AND has demonstrated a reduction in A1C since starting therapy; OR has established cardiovascular disease. CVD pathway does not require A1C re-verification at continuation.
How current is this information?
The oldest review date among the policies on this page is April 1, 2026. Each policy's effective and verification dates appear with its requirements. Confirm current benefits with your plan.

Also under Oscar Health: Wegovy

Ozempic under other plans: Alabama Medicaid, Arkansas Medicaid, California Medicaid, Clover Health, Colorado Medicaid, Connecticut Medicaid, Delaware Medicaid, EmblemHealth

All insurance plans · All medications

Summary of Oscar Health's written policy, not a guarantee of coverage. Plans vary by employer and benefit design.