Oscar Health

Does Oscar Health cover Ozempic?

Quick answer ยท Type 2 Diabetes

Oscar Health covers Ozempic for type 2 diabetes with prior authorization on Employer / Commercial Insurance.

  • Employer / Commercial Insurance: Covered with requirements. A1C of 6.5% or higher

Source: Pa policy. How we verify this data โ†’

Check your card for your exact plan โ†’

Ozempic for Type 2 Diabetes

What Oscar Health requires, by plan type. Open this indication on its own page โ†’

Employer / Commercial Insurance

Covered with requirements

What you need to qualify

  • Age 18 and older
  • A1C of 6.5% or higher
  • Trial of metformin for at least 90 days, or a documented reason it can't be used (["intolerance", "contraindication", "combination_therapy_with_high_A1c", "established_CVD"])
  • Lab results confirming eligibility

Qualification pathways

You can qualify through any one of these.

Initial Approval - Metformin Trial/Failure

All of:

  • Member is 18 years of age or older
  • Diagnosis of type 2 diabetes mellitus confirmed by at least one of: fasting glucose >126 mg/dL, 2-hour glucose tolerance test >200 mg/dL, HbA1c >=6.5%, or symptoms of hyperglycemia plus random plasma glucose >=200 mg/dL (abnormal results confirmed on second occasion unless unequivocal)
  • Unable to use OR has adequately tried and failed metformin at minimum dose of 1500 mg daily for 90 days

Initial Approval - Combination Therapy with High A1C

All of:

  • Member is 18 years of age or older
  • Diagnosis of type 2 diabetes mellitus confirmed by at least one of: fasting glucose >126 mg/dL, 2-hour glucose tolerance test >200 mg/dL, HbA1c >=6.5%, or symptoms of hyperglycemia plus random plasma glucose >=200 mg/dL (abnormal results confirmed on second occasion unless unequivocal)
  • Requires combination therapy
  • A1C >= 7.5%

Initial Approval - Established Cardiovascular Disease

All of:

  • Member is 18 years of age or older
  • Diagnosis of type 2 diabetes mellitus confirmed by at least one of: fasting glucose >126 mg/dL, 2-hour glucose tolerance test >200 mg/dL, HbA1c >=6.5%, or symptoms of hyperglycemia plus random plasma glucose >=200 mg/dL (abnormal results confirmed on second occasion unless unequivocal)
  • Has established cardiovascular disease

Continuation - A1C Improvement

All of:

  • Member has been receiving Ozempic for at least 3 months
  • Has demonstrated a reduction in A1C since starting therapy

Continuation - Established Cardiovascular Disease

All of:

  • Member has been receiving Ozempic for at least 3 months
  • Has established cardiovascular disease

Documentation to bring

  • Documentation confirming type 2 diabetes diagnosis (fasting glucose >126 mg/dL, 2-hour GTT >200 mg/dL, HbA1c >=6.5%, or symptoms plus random plasma glucose >=200 mg/dL; confirmed on second occasion unless unequivocal)
  • Documentation of metformin trial at minimum 1500 mg/day for 90 days with inadequate response, OR documentation of metformin intolerance/contraindication, OR documentation of combination therapy need with A1C >=7.5%, OR documentation of established cardiovascular disease
  • For continuation: documentation of A1C reduction since starting therapy, OR documentation of established cardiovascular disease

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • To renew, the plan looks for improvement in A1C and Member has been receiving the requested drug for at least 3 months AND has demonstrated a reduction in A1C since starting therapy; OR has established cardiovascular disease. CVD pathway does not require A1C re-verification at continuation.

Not covered when

  • Pancreatitis history (consider other antidiabetic therapies)
  • Type 1 diabetes

Policy note: Policy also requires that members either be unable to use or have tried and failed preferred formulary medications first (non-formulary requests subject to PG069). Ozempic is listed under FDA-approved indications for both T2DM glycemic control and CV risk reduction in adults with T2DM and established CVD, but this guideline covers only antidiabetic use; Wegovy is handled under a separate weight loss agents guideline (PG070). No quantity limits specified in this document.

source: Pa policy

Why Ozempic requests get denied by Oscar Health

Based on what this policy asks for. Fix these before the first submission.

  1. Wrong brand for the diagnosis. Ozempic and Wegovy are the same molecule with different approved uses; a request for Ozempic under a diagnosis that matches Wegovy is routinely denied.
  2. No recent A1C result on file.
  3. No documented metformin trial (dose, dates, and outcome) or a stated reason it can't be used.

Frequently asked questions

Does Oscar Health cover Ozempic?
Oscar Health covers Ozempic for type 2 diabetes with prior authorization on Employer / Commercial Insurance.
Do you have to try metformin before Ozempic?
Yes for type 2 diabetes: Oscar Health requires a documented trial of metformin of at least 90 days, or a documented reason it can't be used (["intolerance", "contraindication", "combination_therapy_with_high_A1c", "established_CVD"]).
How long does a Ozempic approval last with Oscar Health?
Initial approvals last 12 months, and renewals are granted in 12-month periods.
What does Oscar Health require to renew Ozempic?
Improvement in A1C and Member has been receiving the requested drug for at least 3 months AND has demonstrated a reduction in A1C since starting therapy; OR has established cardiovascular disease. CVD pathway does not require A1C re-verification at continuation.

Other medications under Oscar Health

Ozempic coverage under other plans

All insurance plans · All medications

This page summarizes Oscar Health's written prior-authorization policy. It is not a guarantee of coverage; plans vary by employer and benefit design. Verify with your plan before relying on it.