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Aetna

Does Aetna cover Ozempic for Kidney Disease (CKD)?

Yes. Aetna covers Ozempic for kidney disease (CKD) with prior authorization. Other policy requirements and your plan's benefits also apply.

Policy on file; the document isn't available to view online yet.

  • Employer and ACA Marketplace: Covered with requirements. See the qualification pathways below.

Earliest policy review June 2, 2026. How we verify · Check your exact plan

Full requirements: Ozempic for Kidney Disease (CKD) (2 plan types)

Applies to Employer and ACA Marketplace plans.

Covered with requirements

Qualification pathways

You can qualify through any one of these.

Initial approval — CKD in T2DM (Ozempic injection only)

All of:

  • Patient has NOT been receiving a stable maintenance dose of a GLP-1 or GIP/GLP-1 agonist for at least 3 months
  • Documentation of T2DM diagnosis via one of: A1C ≥ 6.5%, 2-hour PG ≥ 200 mg/dL on OGTT, random PG ≥ 200 mg/dL with hyperglycemic symptoms, or fasting PG ≥ 126 mg/dL (fasted ≥ 8 hours)
  • Diagnosis of chronic kidney disease

Plus any one of:

  • Inadequate treatment response, intolerance, or contraindication to metformin
  • Requires combination therapy AND A1C ≥ 7.5%
  • Diagnosis of MASLD or MASH
  • Diagnosis of CKD (satisfies both the CKD indication and metformin exception)

Continuation — CKD in T2DM (Ozempic injection only)

All of:

  • Patient HAS been receiving a stable maintenance dose of a GLP-1 or GIP/GLP-1 agonist for at least 3 months
  • Documentation of T2DM diagnosis confirmed
  • Diagnosis of chronic kidney disease

Plus any one of:

  • Demonstrated reduction in A1C since starting therapy
  • Diagnosis of MASLD or MASH
  • Diagnosis of CKD

Documentation to bring

  • Documentation of T2DM diagnosis (A1C ≥ 6.5%, OR 2-hour PG ≥ 200 mg/dL on OGTT, OR random PG ≥ 200 mg/dL with hyperglycemia symptoms, OR fasting PG ≥ 126 mg/dL with documented ≥ 8-hour fast)
  • Documentation of CKD diagnosis
  • Documentation that patient has NOT been on stable GLP-1 or GIP/GLP-1 agonist for at least 3 months (initial only)
  • Documentation of metformin inadequate response, intolerance, or contraindication; OR A1C ≥ 7.5% requiring combination therapy; OR CKD as qualifying exception

Quantity limits

  • 2mg/3mL — 1 prefilled pen (3 mL) / 21 days; 3 prefilled pens (9 mL) / 63 days (84-day)
  • 4mg/3mL — 1 prefilled pen (3 mL) / 21 days; 3 prefilled pens (9 mL) / 63 days (84-day)
  • 8mg/3mL — 1 prefilled pen (3 mL) / 21 days; 3 prefilled pens (9 mL) / 63 days (84-day)

Approval and renewal

  • Initial approval: 12 months
  • Renewal: every 12 months
  • Renewal: Improvement in A1C.
  • Renewal: Patient must demonstrate A1C reduction since starting therapy, OR have a diagnosis of MASLD/MASH, OR have CKD diagnosis (for Ozempic injection). The stable-dose requirement flips at continuation.

Policy note: The policy states CKD as a qualifying exception to metformin step therapy specifically for Ozempic injection. No eGFR or UACR thresholds are specified for Ozempic CKD coverage (unlike Trulicity/Victoza which require eGFR < 30). The CKD criteria are handled within the T2DM authorization framework.

Policy effective March 18, 2026 · verified June 2, 2026 · source: Policy 259

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Questions people ask
Does Aetna cover Ozempic?
Yes. Aetna covers Ozempic for kidney disease (CKD) with prior authorization. Other policy requirements and your plan's benefits also apply.
How long does a Ozempic approval last with Aetna?
Kidney Disease (CKD) — Applies to Employer and ACA Marketplace plans. Initial approval: 12 months. Renewal: every 12 months.
What does Aetna require to renew Ozempic?
Kidney Disease (CKD) — Applies to Employer and ACA Marketplace plans. Improvement in A1C. Patient must demonstrate A1C reduction since starting therapy, OR have a diagnosis of MASLD/MASH, OR have CKD diagnosis (for Ozempic injection). The stable-dose requirement flips at continuation.
How current is this information?
The oldest review date among the policies on this page is June 2, 2026. Each policy's effective and verification dates appear with its requirements. Confirm current benefits with your plan.

Also under Aetna: Mounjaro, Wegovy, Zepbound

Ozempic under other plans: Centene, Cigna, Humana, UnitedHealthcare, Alabama Medicaid, Arkansas Medicaid, BCBS Alabama, BCBS Arizona

All insurance plans · All medications

Summary of Aetna's written policy, not a guarantee of coverage. Plans vary by employer and benefit design.