Applies to Employer, ACA Marketplace, and Federal Employee Program plans.
Covered with requirementsQualification pathways
You can qualify through any one of these.
BMI 27 to <30 with comorbidity
All of:
- Referred through Pharmacy Review – Injectable Weight Loss OR prescribed by Endocrinologist, Pediatrician, or Weight Management Specialist
- Age ≥ 12 years
- Baseline BMI 27 to <30 kg/m2
- At least ONE qualifying weight-related comorbidity (established CVD or stroke; HTN; T2DM; CKD; CHD; PCOS; dyslipidemia; NAFLD/MASH/MASLD; idiopathic intracranial hypertension; osteoarthritis in weight-bearing joints)
- Actively adhering to prescriber-documented lifestyle interventions (90 days documented with nutrition and physical activity components) and will continue lifestyle modifications
- Documented intolerance, contraindication, or failure to lose and maintain ≥5% body weight after 3-month trial of qualifying oral weight management medication (phentermine monotherapy, diethylpropion monotherapy, generic phentermine+topiramate or Qsymia, or generic naltrexone+bupropion or Contrave)
- Documented baseline weight within past 30 days
- Not being used in combination with another GIP/GLP-1 RA or GLP-1 RA
BMI 30 to <35
All of:
- Referred through Pharmacy Review – Injectable Weight Loss OR prescribed by Endocrinologist, Pediatrician, or Weight Management Specialist
- Age ≥ 12 years
- Baseline BMI 30 to <35 kg/m2
- Actively adhering to prescriber-documented lifestyle interventions (90 days documented with nutrition and physical activity components) and will continue lifestyle modifications
- Documented intolerance, contraindication, or failure to lose and maintain ≥5% body weight after 3-month trial of qualifying oral weight management medication (phentermine monotherapy, diethylpropion monotherapy, generic phentermine+topiramate or Qsymia, or generic naltrexone+bupropion or Contrave)
- Documented baseline weight within past 30 days
- Not being used in combination with another GIP/GLP-1 RA or GLP-1 RA
BMI 35 to <40
All of:
- Referred through Pharmacy Review – Injectable Weight Loss OR prescribed by Endocrinologist, Pediatrician, or Weight Management Specialist
- Age ≥ 12 years
- Baseline BMI 35 to <40 kg/m2
- Actively adhering to prescriber-documented lifestyle interventions (90 days documented with nutrition and physical activity components) and will continue lifestyle modifications
- Documented baseline weight within past 30 days
- Not being used in combination with another GIP/GLP-1 RA or GLP-1 RA
BMI ≥40
All of:
- Referred through Pharmacy Review – Injectable Weight Loss OR prescribed by Endocrinologist, Pediatrician, or Weight Management Specialist
- Age ≥ 12 years
- Baseline BMI ≥40 kg/m2
- Currently enrolled in and/or following a lifestyle intervention program (lifestyle changes to begin at or before time of medication initiation) and will continue lifestyle modifications
- Documented baseline weight within past 30 days
- Not being used in combination with another GIP/GLP-1 RA or GLP-1 RA
Documentation to bring
- Referral through Pharmacy Review – Injectable Weight Loss OR documentation that prescriber is an Endocrinologist, Pediatrician, or Weight Management Specialist
- Patient age documentation (≥12 years)
- Documented baseline weight within past 30 days
- Documented baseline BMI
- For BMI 27 to <30: documentation of at least one qualifying weight-related comorbidity
- For BMI 27 to <35: documentation of intolerance, contraindication, or failure to lose/maintain ≥5% body weight after 3-month trial of qualifying oral weight management medication
- Prescriber-documented lifestyle interventions with nutrition and physical activity components (90 days)
- Documentation that Wegovy is not being used in combination with another GLP-1 RA or GIP/GLP-1 RA
- If ordering oral tablets: documented history of trypanophobia (fear of needles)
Approval and renewal
- Initial approval: 6 months
- Renewal: every 6 months
- Renewal: Documented weight loss of at least 5% from baseline weight within the previous 6 months. Must continue prescriber-documented lifestyle interventions. If BMI is 25 to <27: 3-month x 1 reauthorization only (for deprescribing). If BMI ≥27: 6-month reauthorization. Baseline BMI and prior oral weight loss drug step therapy are NOT re-verified at continuation for existing members.
Not covered when
- Combination use with another GIP/GLP-1 RA or GLP-1 RA not permitted
Policy note: Oral Wegovy tablets require documented history of trypanophobia (fear of needles). Prior oral weight management drug step therapy is NOT required for BMI 35 to <40 or BMI ≥40 tiers. Step therapy drugs are preferred as generics over brands (e.g., generic phentermine+topiramate preferred over brand Qsymia). Age restrictions on oral weight management step therapy drugs noted: bupropion/naltrexone combination age ≥18; Contrave not indicated <18; diethylpropion age >16; phentermine age ≥16; Qsymia age ≥12 (max 7.5-46mg daily). Continuation: BMI 25 to <27 allows only one 3-month reauthorization for deprescribing purposes.
Policy effective June 2, 2026 · verified June 5, 2026 · source: Hmo Exchange Prior Authorization Criteria En · View policy document (PDF)