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Independent Health · Weight Loss

Independent Health coverage for Wegovy (Weight Loss)

Employer / Commercial Insurance

Covered with requirements

What you need to qualify

  • Age 12 and older
  • BMI of 40 or higher
  • BMI of 30 or higher with a weight-related condition (HTN, dyslipidemia, osteoarthritis, OSA, PCOS, and CVD)
  • 6 months of a documented diet and exercise program

Qualification pathways

You can qualify through any one of these.

Standard obesity pathway (BMI >= 40 with comorbidities)

All of:

  • BMI >= 40 kg/m2
  • At least two obesity-related comorbidities (e.g., hypertension, high cholesterol, arthritis, sleep apnea, PCOS)
  • In-person assessment and documentation of participation in an evidence-based lifestyle management program for 6 months
  • Medical reason not to use Zepbound (Wegovy is non-preferred; Zepbound is preferred)

Cardiovascular disease pathway (BMI >= 30)

All of:

  • BMI >= 30 kg/m2
  • History of serious cardiovascular disease (e.g., stroke or heart attack)
  • In-person assessment and documentation of participation in an evidence-based lifestyle management program for 6 months
  • Medical reason not to use Zepbound (Wegovy is non-preferred; Zepbound is preferred)

Documentation to bring

  • Baseline BMI documentation (>= 40 kg/m2 for standard pathway, or >= 30 kg/m2 for cardiovascular disease pathway)
  • Documentation of at least two obesity-related comorbidities (if using standard BMI >= 40 pathway): e.g., hypertension, high cholesterol, arthritis, sleep apnea, PCOS
  • Documentation of serious cardiovascular disease history (e.g., prior stroke or heart attack) if using BMI >= 30 pathway
  • Documentation of in-person assessment and 6-month participation in an evidence-based lifestyle management program
  • Documentation of medical reason why Zepbound cannot be used (required since Wegovy is non-preferred)

Policy note: Wegovy is non-preferred for weight loss; Zepbound is the preferred GLP-1. Wegovy is reserved for members with a medical reason not to use Zepbound. The BMI >= 30 threshold applies specifically to members with more serious cardiovascular disease such as history of stroke or heart attack. Applies to commercial plans only; Medicare Advantage, State program, and Self-funded members should check their plan documents. Detailed continuation criteria and quantity limits are not provided in this document.

source: Pa policy

All Wegovy policies under Independent Health · Check your card