ACA Marketplace
Covered with requirementsWhat you need to qualify
- Age 18 and older
- 6 months of a documented diet and exercise program
- Prior trial of 3 other GLP-1 medications (Ozempic, Rybelsus, Trulicity, and liraglutide (generic Victoza)) for at least 90 days
- Prescribed by or in consultation with a specialist
- Confirmed MASH diagnosis by liver_biopsy, FIB-4, ELF_test, FibroScan_VCTE, and MRE, fibrosis stage F2 to F3
Qualification pathways
You can qualify through any one of these.
MASH — No Concurrent T2DM
All of:
- Diagnosis of MASH (formerly NASH)
- Request is for Wegovy injection (not tablets)
- Prescribed by or in consultation with a hepatologist or gastroenterologist
- Age >= 18 years
- MASH with stage F2 or F3 fibrosis confirmed by liver biopsy within last 3 years OR both a serum-based assessment (e.g., FIB-4, NFS, ELF) AND imaging-based assessment (e.g., VCTE, MRE, MRI-PDFF) within the last 6 months
- Prescriber attestation of current standard of care management for concomitant related conditions (T2DM, dyslipidemia, hypertension)
- Active enrollment in physician-directed weight loss program for at least 6 months with plan to continue
- Wegovy not prescribed concurrently with Rezdiffra (resmetirom)
- Wegovy not prescribed concurrently with other semaglutide-containing products or any other GLP-1 receptor agonist
- Dose within approved escalation schedule (up to 2.4 mg/week)
MASH — With Concurrent T2DM
All of:
- Diagnosis of MASH (formerly NASH)
- Request is for Wegovy injection (not tablets)
- Prescribed by or in consultation with a hepatologist or gastroenterologist
- Age >= 18 years
- MASH with stage F2 or F3 fibrosis confirmed by liver biopsy within last 3 years OR both a serum-based assessment (e.g., FIB-4, NFS, ELF) AND imaging-based assessment (e.g., VCTE, MRE, MRI-PDFF) within the last 6 months
- Trial of >= 3 consecutive months each of ALL of: Ozempic or Rybelsus, Trulicity, and liraglutide (generic Victoza), unless clinically significant adverse effects or all are contraindicated (Note: IL HIM requests exempt as of 1/1/2026 per IL HB 5395)
- Prescriber attestation of current standard of care management for concomitant related conditions (T2DM, dyslipidemia, hypertension)
- Active enrollment in physician-directed weight loss program for at least 6 months with plan to continue
- Wegovy not prescribed concurrently with Rezdiffra (resmetirom)
- Wegovy not prescribed concurrently with other semaglutide-containing products or any other GLP-1 receptor agonist
- Dose within approved escalation schedule (up to 2.4 mg/week)
Documentation to bring
- Diagnosis of MASH (chart documentation)
- Documentation that request is for Wegovy injection formulation
- Documentation that prescriber is a hepatologist or gastroenterologist, or that prescription is in consultation with one
- Age verification >= 18 years
- MASH fibrosis staging (F2 or F3) confirmed by: liver biopsy within last 3 years OR both a serum-based test (FIB-4, NFS, or ELF) AND an imaging-based test (VCTE, MRE, or MRI-PDFF) within the last 6 months
- Prescriber attestation of current standard of care management for T2DM, dyslipidemia, and hypertension
- Documentation of active enrollment in physician-directed weight loss program for at least 6 months
- Confirmation that Wegovy is not prescribed concurrently with Rezdiffra
- For concurrent T2DM: documentation of >= 3-month trial each of Ozempic/Rybelsus, Trulicity, and liraglutide (generic Victoza) (unless adverse effects or all contraindicated), except IL HIM as of 1/1/2026
Quantity limits
- 0.25mg, 0.5mg, 1mg
- 1.7mg, 2.4mg
Approval and renewal
- Initial approval: 6 months
- Renewal: every 12 months
- To renew, the plan looks for After at least 12 months of therapy, member must show positive response evidenced by at least one of: (1) improvement in fibrosis >= 1 stage from baseline with no worsening of MASH (no worsening of hepatocellular ballooning, lobular inflammation, or steatosis); (2) resolution of MASH with no worsening of fibrosis; or (3) no increase in fibrosis stage and no worsening of MASH from baseline. Maintenance dose >= 1.7 mg/week required. Standard of care for concomitant conditions re-verified. Prior GLP-1 step therapy NOT re-checked at continuation and staying on a maintenance dose of at least 1.7 mg.
Not covered when
- Cirrhotic MASH (noncirrhotic only per FDA indication)
- Concomitant use with Rezdiffra (resmetirom)
- Concomitant use with other semaglutide-containing products
- Concomitant use with any other GLP-1 receptor agonist
- Wegovy tablets are not approved for MASH indication (injection only)
- Personal or family history of medullary thyroid carcinoma (MTC) or MEN 2 (contraindication)
- Known hypersensitivity to semaglutide or excipients
- Intolerance due to common GI adverse effects of GLP-1 class is NOT acceptable justification for bypassing step therapy
Exceptions
- Illinois: Step therapy requirements for members with concurrent T2DM do not apply for Illinois HIM requests as of 1/1/2026 per IL HB 5395
Policy note: MASH is defined as >= 5% hepatic steatosis with inflammation and hepatocyte injury (ballooning), with or without fibrosis. Fibrosis confirmation methods include combined scores: FAST score (FibroScan + AST), MAST score (MRI-PDFF + MRE + AST), MEFIB score (FIB-4 + MRE). Wegovy injection only — tablets are NOT approved for MASH. Continued FDA approval for MASH indication may be contingent on confirmatory trial verification. Biopsy lookback was revised from 6 months to 3 years per AASLD guidance in the 09.09.25 revision.
Policy effective June 1, 2024 · verified June 2, 2026 · source: CP.PMN.295.pdf