Employer / Commercial Insurance
Covered with requirementsWhat you need to qualify
- Age 18 and older
- BMI of 30 or higher
- BMI of 27 or higher with a weight-related condition (HTN, T2DM, dyslipidemia, OSA, CVD, and MASH)
- BMI of 23 or higher for patients of Asian descent
Qualification pathways
You can qualify through any one of these.
Adult obesity
All of:
- Age >= 18 years
- BMI >= 30 kg/m2
Adult overweight with comorbidity
All of:
- Age >= 18 years
- BMI >= 27 kg/m2
Plus any one of:
- Hypertension
- Type 2 diabetes
- Dyslipidemia
- OSA
- CVD
- MASH
Asian adult obesity/overweight
All of:
- South Asian, Southeast Asian, or East Asian ethnicity
- BMI >= 23 kg/m2
Documentation to bring
- BMI documentation meeting threshold (>= 30 kg/m2 for obesity, or >= 27 kg/m2 for overweight with comorbidity)
- Documentation of weight-related comorbidity if BMI 27-29.9 kg/m2
- For continuation: documentation of >= 5% weight loss after 12 weeks at therapeutic dose
Approval and renewal
- To renew, the plan looks for at least 5% weight loss from the starting weight, At least 5% weight loss after 12 weeks at a therapeutic dose is required for continuation, and at least 12 weeks on therapy before the first renewal. Make sure your starting weight and date are in the chart now — renewal is measured against it.
Not covered when
- Coadministration with other tirzepatide-containing products or with any GLP-1 receptor agonist is not recommended
Policy note: Available as subcutaneous injection solution (vial) and Kwikpen formulations. Indicated for adults only (age >= 18) for weight loss. The Asian BMI threshold of >= 23 kg/m2 is noted in the clinical rationale for South Asian, Southeast Asian, and East Asian adults. Efficacy should be assessed after 12 weeks at a therapeutic dose; continuation recommended only for patients achieving >= 5% weight loss.
Policy effective May 18, 2026 · verified June 5, 2026 · source: Pa policy