Applies to Employer and ACA Marketplace plans.
Not coveredFor members whose benefit plans exclude weight loss medications, Zepbound is not covered. Coverage determinations are based on drug classification (anti-obesity agent), not specific indication. Coverage for chronic weight management varies by formulary and plan design.
Policy note: This exclusion applies only to commercial and Marketplace (Exchange/ACA) plans. It does NOT apply to Medicare or Medicaid. Coverage for chronic weight management varies by formulary and plan design — this is not a universal denial but a plan-design-dependent exclusion.
Policy effective May 9, 2025 · verified June 4, 2026 · source: Policy 395 · View policy document (PDF)